Adding XRP (Ripple) to your MetaMask wallet isn’t as straightforward as adding Ethereum-based tokens, since XRP doesn’t run on the Ethereum blockchain. Instead, XRP on MetaMask must be added as a BEP-20 token via the Binance Smart Chain (BSC) network. This guide walks you through each step clearly and safely to ensure you can view, send, and receive XRP directly from your MetaMask wallet.
Whether you're new to decentralized wallets or expanding your crypto portfolio, understanding how to correctly integrate cross-chain assets like XRP is essential for seamless transactions.
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Why Can’t I See XRP in MetaMask by Default?
MetaMask primarily supports Ethereum and ERC-20 tokens. However, XRP exists natively on the Ripple network and also has a BEP-20 version hosted on Binance Smart Chain. To view this BEP-20 version in MetaMask, you must:
- Connect MetaMask to the Binance Smart Chain.
- Import XRP as a custom token using its contract address.
Without switching networks, your wallet won’t recognize the XRP balance—even if the token is correctly added.
Step-by-Step Guide to Add XRP to MetaMask
Follow these clear steps to successfully add XRP to your MetaMask wallet.
1. Log In to Your MetaMask Wallet
Start by unlocking your existing MetaMask wallet with your password. If you don’t have MetaMask installed yet:
- Visit the official Chrome Web Store and install the extension.
- Create a new wallet by setting up a secure password and safely storing your secret recovery phrase.
🔐 Never share your recovery phrase. Store it offline—never online.
Once set up, unlock your wallet to proceed.
2. Add a New Network
By default, MetaMask displays the Ethereum Mainnet. Since XRP (BEP-20) lives on Binance Smart Chain, you need to add this network manually.
- Click the network dropdown at the top of your MetaMask extension.
- Select "Add Network".
- You’ll now enter BSC network details.
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3. Configure the Binance Smart Chain Network
Enter the following official BSC Mainnet settings:
- Network Name: Smart Chain
- New RPC URL:
https://bsc-dataseed.binance.org/ - Chain ID:
56 - Currency Symbol: BNB
- Block Explorer URL:
https://bscscan.com
After filling in the fields, click "Save". MetaMask will connect to the Binance Smart Chain, and your network indicator should now show “Smart Chain”.
✅ Tip: Always double-check these values. Incorrect RPC details may expose you to phishing risks.
4. Copy XRP’s BEP-20 Contract Address
To import XRP, you need its token contract address on Binance Smart Chain.
- Go to CoinMarketCap or BscScan.
- Search for XRP.
- Under the "Contracts" section, find the entry for Binance Smart Chain (BEP-20).
- Click the copy icon next to the contract address.
The current BEP-20 contract address for XRP is: 0x85f6899a3c5384f22770e1a9a76d35cb45de5b6b (Always verify this before use)
⚠️ Warning: Scammers often post fake addresses. Only use verified sources like CoinMarketCap, BscScan, or official exchange listings.
5. Import XRP as a Custom Token
Now that you’ve copied the contract address:
- Return to your MetaMask wallet.
- Ensure the Smart Chain network is selected.
- Scroll down and click "Import Tokens" at the bottom of the asset list.
- Switch to the "Custom Token" tab.
6. Paste the Contract Address and Confirm
In the "Token Contract Address" field, paste the XRP contract address you copied earlier.
Once pasted:
- The Token Symbol should auto-fill as XRP
- The Decimals of Precision should show 18
If these fields don’t populate:
- Double-check that you're on the correct network (Smart Chain)
- Verify the contract address for accuracy
Click "Add Custom Token", then confirm by clicking "Import Tokens".
✅ Within seconds, XRP will appear under your assets on the Smart Chain network.
7. Send and Receive XRP
With XRP now visible in your wallet:
- To send XRP: Click on the XRP token → “Send” → Enter recipient address and amount → Confirm transaction.
- To receive XRP: Click “Receive” or copy your wallet address (make sure it's under the Smart Chain network).
💡 Note: Always test with a small amount first when sending to a new address.
You’ve successfully added and can now fully use XRP in MetaMask!
Frequently Asked Questions (FAQ)
Can I add native Ripple (XRP) directly to MetaMask?
No. Native XRP runs on the Ripple ledger (XRPL), which is incompatible with MetaMask. Only the BEP-20 version of XRP (hosted on Binance Smart Chain) can be added.
Is it safe to add custom tokens like XRP?
Yes—if you use verified contract addresses from trusted platforms like CoinMarketCap or BscScan. Avoid copying addresses from forums, social media, or unknown websites.
Why doesn’t my XRP balance show up after importing?
Common causes include:
- Being on the wrong network (e.g., Ethereum instead of BSC)
- Using an incorrect or outdated contract address
- Not having any XRP deposited yet
Ensure you’re on Smart Chain (BSC) and have received funds to your address on that network.
Do I need BNB to use XRP on Binance Smart Chain?
Yes. Even though you're sending or receiving XRP, all transactions on BSC require BNB for gas fees. Keep a small amount of BNB in your wallet to cover these costs.
Can I swap other tokens for XRP inside MetaMask?
Yes. MetaMask integrates with decentralized exchanges (DEXs) like PancakeSwap. Connect to PancakeSwap via your browser, select BSC network, and swap tokens like BUSD or ETH (via bridge) for XRP.
What happens if I send ERC-20 tokens to my BSC address?
Sending Ethereum-based tokens (like ERC-20 USDT) to a BSC address can result in permanent loss unless recovered via a bridge or support ticket. Always confirm network compatibility before transferring.
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