Fold's New Credit Card Pays You in Bitcoin: 2% Back + $250 Bonus

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The financial world is witnessing a groundbreaking shift as bitcoin continues to move from speculative asset to mainstream savings tool. At the forefront of this transformation is Fold, the leading bitcoin rewards and financial services platform, which has partnered with Visa® to unveil the Fold Bitcoin Rewards Credit Card—a first-of-its-kind credit card that pays users in bitcoin for every purchase.

This innovative financial product is designed to challenge traditional rewards systems—like airline miles and cashback points—by offering a more powerful, future-focused alternative: real bitcoin rewards. With up to 2% back in bitcoin on every transaction and a $250 welcome bonus, the card positions itself as a game-changer for everyday consumers looking to grow their wealth through decentralized digital assets.

A New Era of Financial Rewards

Traditional credit card rewards programs have long dominated consumer spending habits, with some processing nearly 3% of U.S. GDP annually. Yet these rewards often come with complex redemption rules, expiration dates, and limited value. The Fold Bitcoin Rewards Credit Card flips this model on its head by replacing points and miles with direct bitcoin payouts—a form of digital money that has historically outperformed fiat currencies and traditional investment vehicles over time.

“We’re building the hub of personal finance, powered by bitcoin, to ensure everyone has the tools to earn, save, and grow their wealth with bitcoin every day.”
— Will Reeves, CEO of Fold

By integrating bitcoin into the core of its rewards system, Fold enables users to turn routine spending into long-term savings. Every swipe contributes not just to immediate needs but to a growing digital treasury that can appreciate over time.

How the Fold Bitcoin Rewards Credit Card Works

The card operates seamlessly within the existing Fold ecosystem, giving users access to a full suite of financial tools designed around bitcoin ownership and growth:

For premium users, Fold+ membership unlocks even greater benefits, including an upgraded metal card, enhanced bonus opportunities, and priority customer support.

👉 Discover how easy it is to start earning bitcoin with every purchase.

This level of integration makes Fold more than just a rewards platform—it’s a comprehensive personal finance solution built for the digital asset era.

Proven Track Record: From Debit to Credit Innovation

Fold didn’t build this credit card from scratch. It leveraged years of success with its #1-ranked bitcoin rewards debit card, which has already helped over 600,000 users incorporate bitcoin into their daily financial lives. To date, Fold has distributed nearly $10 million in bitcoin rewards**, a sum that would have been worth only about $1 million if paid out in cash just a few years ago—highlighting bitcoin’s superior potential as a long-term savings asset**.

This real-world performance underscores a key message: bitcoin isn’t just for traders or tech enthusiasts—it’s for savers. And now, with the introduction of the credit card, Fold is expanding access to those who want to earn bitcoin without needing to invest upfront.

Bitcoin as Personal Savings Infrastructure

Fold’s mission goes beyond convenience—it’s about redefining how Americans think about saving. In a low-interest environment where inflation erodes purchasing power, traditional savings accounts often fail to keep up. Bitcoin, with its fixed supply and growing adoption, presents a compelling alternative.

Fold is not only helping individuals save in bitcoin but also leading by example. As the company prepares for a NASDAQ listing—aiming to become the first publicly traded bitcoin financial services company—it is simultaneously building one of the top 25 corporate bitcoin treasuries among public firms, holding over 1,000 BTC in reserves.

This strategic move reinforces trust and demonstrates Fold’s long-term commitment to the asset it promotes.

Who Should Use This Card?

The Fold Bitcoin Rewards Credit Card is ideal for:

Whether you're new to crypto or already hold bitcoin, this card offers a frictionless way to increase your holdings through normal spending patterns.

👉 See how your everyday purchases can start building real bitcoin wealth.

Frequently Asked Questions (FAQ)

Q: How do I earn bitcoin with this credit card?

A: You earn 2% back in bitcoin on every purchase, with no caps or rotating categories. Rewards are automatically credited to your Fold account in bitcoin.

Q: Is there an annual fee for the Fold Bitcoin Rewards Credit Card?

A: The standard card has no annual fee. Fold+ membership, which includes premium benefits like a metal card and enhanced rewards, may involve a subscription cost—details will be available upon launch.

Q: How is my bitcoin stored and protected?

A: All bitcoin earned through the card is held in insured custody through Fold’s secure infrastructure. Your funds benefit from institutional-grade security and protection against theft or loss.

Q: Can I use the card anywhere?

A: Yes. As a Visa-powered card, it works wherever Visa is accepted—online, in stores, and internationally.

Q: Do I need to be a U.S. resident to apply?

A: Yes, the card is currently available only to U.S. residents. Additional eligibility requirements include creditworthiness assessments during the application process.

Q: When will the card be available?

A: The Fold Bitcoin Rewards Credit Card is not yet live. Consumers can join the waitlist now for early access and updates on the official launch date.

The Future of Finance Is Here

Fold is more than launching a new credit card—it’s pioneering a new financial paradigm where spending fuels savings in an appreciating asset. By aligning consumer behavior with long-term value creation, Fold bridges the gap between traditional finance and the emerging world of digital assets.

As bitcoin gains recognition as "digital gold" and a hedge against monetary debasement, tools like the Fold Bitcoin Rewards Credit Card make it easier than ever for average Americans to participate in this financial evolution.

👉 Start your journey toward earning and saving in bitcoin today.

With strong backing from Visa, a proven user base, and a clear vision for mass adoption, Fold is well-positioned to lead the next wave of financial innovation—one swipe at a time.

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