Simplify Your Crypto Investing with Fidelity's Digital Asset Solutions

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Cryptocurrency has evolved from a niche digital experiment into a mainstream investment option. For investors seeking exposure to digital assets like bitcoin and ether, Fidelity offers accessible, secure, and regulated pathways through exchange-traded products (ETPs). Whether you're new to crypto or expanding your portfolio, Fidelity’s structured approach makes it easier than ever to integrate digital assets into your long-term financial strategy.

Why Invest in Crypto Through Fidelity?

Fidelity has been at the forefront of financial innovation since 1946—and its commitment to digital assets began as early as 2014. With years of institutional experience in blockchain and crypto custody, Fidelity provides a trusted bridge between traditional investing and the emerging world of cryptocurrencies.

👉 Discover how to seamlessly integrate crypto into your investment plan today.

Value You Can Count On

Fidelity offers competitive expense ratios on its crypto ETPs—just 25 basis points for both the Fidelity® Wise Origin® Bitcoin Fund (FBTC) and the Fidelity® Ethereum Fund (FETH). This low-cost structure allows investors to gain exposure to leading cryptocurrencies without the complexity and security concerns of direct ownership.

Simple Integration Into Existing Accounts

You don’t need a separate platform or wallet to invest. With a standard Fidelity brokerage account—including IRAs and trust accounts—you can buy shares of FBTC and FETH just like any stock or ETF. This seamless integration means you can manage your crypto investments alongside your other assets in one place.

Backed by Institutional Expertise

Fidelity Digital Assets℠ has provided enterprise-grade custody and trading services since 2018. The same robust infrastructure that safeguards institutional holdings now supports retail investors through regulated ETPs. Your investment is backed by deep expertise in cybersecurity, operational controls, and digital asset management.

Introducing Fidelity’s Spot Crypto ETPs

Fidelity® Wise Origin® Bitcoin Fund (FBTC)

FBTC is designed to track the performance of bitcoin by holding 100% physical bitcoin. It offers a passive investment vehicle that reflects the price movements of spot bitcoin, measured via the Fidelity Bitcoin Reference Rate. Investors benefit from:

This fund does not engage in active trading or staking—it’s a straightforward way to gain pure-play bitcoin exposure within a traditional investment framework.

Fidelity® Ethereum Fund (FETH)

FETH provides similar exposure to ether, the native cryptocurrency of the Ethereum network. Like FBTC, it holds 100% ether and aims to mirror its price performance using the Fidelity Ethereum Reference Rate. Key features include:

While Ethereum continues to evolve with upgrades like those associated with “Ethereum 2.0,” FETH remains focused on price tracking rather than participation in network consensus mechanisms.

👉 Learn how you can start building a diversified crypto position with ease.

Understanding Spot Crypto ETPs: FAQs

What’s the difference between owning crypto directly and investing in an ETP?

Direct ownership requires managing private keys, wallets, and 24/7 trading platforms. You’re responsible for security and face technical risks like lost keys or hacks. In contrast, ETPs like FBTC and FETH let you gain indirect exposure through familiar brokerage accounts, with built-in tax reporting and institutional custody.

Are ETPs the same as ETFs?

All ETFs are types of exchange-traded products (ETPs), but not all ETPs are ETFs. Traditional ETFs follow the Investment Company Act of 1940 and typically hold baskets of securities. FBTC and FETH are non-SEC-regulated ETPs that hold actual cryptocurrencies—not securities—so they fall outside this framework while still trading on public exchanges.

How do FBTC and FETH differ from Fidelity Crypto®?

Fidelity Crypto® allows direct buying, selling, and holding of cryptocurrencies with near-24/7 availability. However, it’s only available in select states and requires a dedicated crypto account. FBTC and FETH, on the other hand, trade during regular market hours and can be held in IRAs and other retirement accounts—offering greater flexibility for long-term investors.

Can I invest in these ETPs through my 401(k)?

Currently, ETPs aren’t offered as default options in most 401(k) plans. However, if your plan includes a Self-Directed Brokerage (SDB) window that permits ETPs, you may be able to invest in FBTC or FETH indirectly.

What is the Designated Investments Agreement (DIA)?

Due to the high-risk nature of crypto investments, Fidelity requires investors to accept the DIA before purchasing FBTC or FETH. This agreement confirms your understanding of the risks involved. Additionally, your account must have a “Most Aggressive” investment objective selected.

What are the main risks of spot crypto ETPs?

Key risks include:

Investors should align these products with their risk tolerance, time horizon, and financial goals.

Build Confidence in Your Crypto Strategy

Fidelity doesn’t recommend specific allocations to bitcoin or ether. Instead, it empowers investors with tools, education, and secure access so you can make informed decisions. Before investing, consider factors like volatility tolerance, investment timeline, and portfolio diversification.

👉 Explore advanced tools to evaluate your risk profile and investment fit.

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By combining decades of financial leadership with cutting-edge digital asset infrastructure, Fidelity delivers a reliable gateway into cryptocurrency investing. Whether you're exploring your first crypto position or optimizing an existing portfolio, these ETPs offer simplicity, security, and scalability—all within a trusted financial ecosystem.