Investing in Bitcoin has never been more accessible—especially for Filipinos. You no longer need thousands of pesos or advanced financial knowledge to get started. With just P100, you can begin your journey into the world of cryptocurrency. This guide will walk you through the easiest, most practical way to invest in Bitcoin using only your mobile phone.
Whether you're a student, a working professional, or someone looking to grow your savings, this step-by-step tutorial is designed to help you take your first step into digital asset investment—quickly, safely, and affordably.
Why Invest in Bitcoin in the Philippines?
Bitcoin has evolved from a niche digital experiment to a globally recognized store of value. In the Philippines, where remittances and mobile finance are widespread, Bitcoin offers a powerful tool for financial inclusion.
With rising inflation and limited access to traditional investment vehicles, many Filipinos are turning to Bitcoin and other cryptocurrencies as an alternative way to protect and grow their money. The decentralized nature of crypto means you’re not reliant on banks or government policies—you control your assets directly.
Moreover, platforms like Coins.ph (now GCash’s GCoin) and international exchanges have made buying small amounts of Bitcoin easier than ever. You don’t need a stockbroker or minimum capital—just a smartphone and internet connection.
👉 Discover the easiest way to start investing in Bitcoin today with low fees and fast transactions.
How to Start Investing in Bitcoin with P100
You don’t need a large sum to begin. Here's how to invest in Bitcoin with as little as 100 Philippine pesos:
Step 1: Choose a Reliable Crypto Platform
While Coins.ph was once the go-to app for beginners, many users now prefer global exchanges like OKX, Binance, or Bybit due to lower fees and more features. These platforms support PHP deposits via GCash, bank transfer, or P2P trading, making it easy for Filipinos to get started.
Look for platforms that offer:
- Low transaction fees
- Peso-denominated trading pairs (BTC/PHP)
- Strong security measures (2FA, KYC verification)
- Mobile-friendly apps
Step 2: Sign Up and Verify Your Account
Download the app or visit the website of your chosen exchange. Register with your email or phone number and complete the identity verification process (KYC). This usually involves uploading a government ID and taking a selfie.
Verification ensures compliance with anti-money laundering regulations and unlocks higher withdrawal limits.
Step 3: Deposit Philippine Pesos
Once verified, go to the deposit section and select PHP. Choose your preferred method:
- Instant bank transfer
- GCash or Maya P2P
- Over-the-counter deposit options
Many platforms partner with local fintech services to allow seamless peso funding within minutes.
Step 4: Buy Bitcoin (Even Fractional Amounts)
After depositing funds, navigate to the Buy/Sell section. Search for Bitcoin (BTC) and enter the amount you want to invest—yes, even P100 is enough.
Cryptocurrencies are divisible up to eight decimal places, so you're not buying a whole Bitcoin but a fraction of it. For example, if 1 BTC = ₱3,000,000, then P100 gets you approximately 0.000033 BTC.
This flexibility makes Bitcoin investing highly accessible.
Step 5: Store Your Bitcoin Safely
After purchase, your Bitcoin is stored in your exchange wallet. For better security, consider transferring it to a personal wallet (like Trust Wallet or Ledger) if you plan to hold long-term.
But for small investments and active trading, keeping funds on a secure exchange is acceptable.
Can You Really Earn by Trading Bitcoin?
Yes—but with caution. While some people profit from buying low and selling high, cryptocurrency markets are volatile. Prices can swing dramatically in hours.
Here’s how Filipinos can potentially earn:
- Long-term holding (HODLing): Buy and keep Bitcoin as a hedge against inflation.
- Day trading: Actively buy/sell based on market trends (requires research).
- Dollar-cost averaging (DCA): Invest fixed amounts regularly (e.g., P100 weekly), reducing risk over time.
Avoid emotional decisions. Set clear goals: Are you saving? Generating side income? Preparing for future tech adoption?
Frequently Asked Questions (FAQ)
Is it safe to invest in Bitcoin with only 100 pesos?
Absolutely. Small investments minimize risk while letting you learn the system. Just use reputable platforms and enable two-factor authentication (2FA).
Can I sell my Bitcoin anytime?
Yes. Most platforms allow instant selling back to PHP. Funds can be withdrawn to your bank or e-wallet within hours.
Do I need technical knowledge to start?
No. User-friendly apps guide you through every step. Think of it like online shopping—you’re purchasing digital assets instead of physical goods.
Are there taxes on crypto gains in the Philippines?
Yes. The Bureau of Internal Revenue (BIR) treats cryptocurrency as property. Profits from trading are subject to capital gains tax. Keep records of all transactions.
How do I avoid scams when investing in Bitcoin?
Stick to well-known exchanges. Never share your password or private keys. Be wary of “guaranteed return” schemes—they’re almost always fraudulent.
What happens if I lose my account access?
Use strong passwords and backup recovery phrases. Without them, lost funds cannot be recovered due to blockchain’s decentralized nature.
Growing Your Crypto Knowledge
Start small, stay consistent, and keep learning. Follow trusted financial educators and official exchange blogs to deepen your understanding of market trends, blockchain technology, and portfolio management.
Join online communities (Reddit, Telegram groups) focused on Bitcoin Philippines discussions—but always verify advice before acting on it.
Final Thoughts: Your Financial Future Starts Now
You don’t need wealth or connections to begin building assets. With just P100 and a smartphone, you can become part of the global financial revolution powered by Bitcoin.
The key is action. Don’t wait for “perfect timing.” Markets reward those who start early and stay informed.
Whether you're investing for growth, education, or future freedom, taking that first step today sets you on a path toward greater financial independence.
👉 Start your crypto journey now with a platform trusted by millions worldwide.
Core Keywords:
Bitcoin Philippines, invest in Bitcoin, cryptocurrency Philippines, buy Bitcoin with 100 pesos, how to buy Bitcoin, crypto investment for beginners, earn with Bitcoin, mobile crypto investing