Cryptocurrency has evolved from a speculative digital asset into a legitimate payment method accepted by a growing number of businesses worldwide. Whether you're holding Bitcoin, Ethereum, or alternative coins like Dogecoin, you now have more purchasing power than ever. From luxury cars to movie tickets, crypto is being used in real-world transactions across diverse industries.
This guide explores where and how you can spend cryptocurrency in 2025 — including direct payments, crypto debit cards, and niche use cases — while also addressing key considerations like tax implications and accessibility.
How to Spend Crypto: The Role of Crypto Debit Cards
The most practical and widely used method to spend cryptocurrency is through crypto debit cards. These function similarly to traditional prepaid cards but are linked to your digital wallet instead of a bank account.
When you make a purchase, your cryptocurrency is automatically converted into fiat currency (like USD or EUR) at the point of sale. This means you can use your crypto at virtually any merchant that accepts major card networks — even if they don’t directly support cryptocurrency.
👉 Discover how easy it is to turn your crypto into everyday spending power.
Many crypto debit cards partner with Visa or Mastercard, giving users broad acceptance across physical stores and online platforms. One of the most well-known options allows seamless integration with mobile wallets and real-time transaction tracking, making it simple to manage your spending.
As adoption grows, more fintech companies are offering rewards programs, cashback incentives, and zero foreign transaction fees — all powered by blockchain technology.
Real-World Purchases You Can Make with Cryptocurrency
Thanks to advancements like the Lightning Network and improved payment processing infrastructure, crypto transactions are faster and more scalable than ever. This has enabled mainstream retailers and niche providers alike to begin accepting digital currencies directly.
Here’s a breakdown of what you can buy with cryptocurrency today:
Luxury Vehicles
High-end automotive brands are embracing crypto payments. In 2023, Ferrari announced it would accept cryptocurrency for vehicle purchases in the U.S., signaling growing institutional confidence in digital assets.
While Tesla no longer accepts Bitcoin for car purchases, it continues to support Dogecoin for select merchandise and accessories — reinforcing the meme coin’s utility beyond internet culture.
Technology & E-Commerce
Major tech and e-commerce platforms have integrated crypto payment gateways:
- AT&T: One of the first telecom giants to accept crypto via BitPay.
- Shopify: Supports cryptocurrency payments through third-party apps for thousands of online merchants.
- Twitch: Allows subscribers to pay for channel memberships using digital assets.
These integrations make it easier for consumers to use crypto for recurring digital services and online shopping.
Luxury Goods & Fashion
The luxury market has seen significant crypto adoption:
- BitDials and REEDS Jewelers allow customers to purchase high-end watches and jewelry with Bitcoin and other coins.
- Franck Muller accepts BNB (Binance Coin) for select timepieces.
- Fashion houses like Gucci and Ralph Lauren have launched crypto-friendly stores in key cities like Miami and New York.
This trend reflects a broader shift toward catering to affluent, tech-savvy consumers who view cryptocurrency as a preferred store of value.
Sports & Entertainment
Professional sports teams are leading the charge in fan engagement through crypto:
- The Dallas Mavericks accept Dogecoin for tickets and merchandise.
- The Sacramento Kings were among the first NBA teams to adopt Bitcoin, setting a precedent for league-wide innovation.
Fans can now buy game-day experiences using digital currency — from seats at the arena to exclusive NFT-based collectibles.
Media & Subscriptions
Publishers are exploring new monetization models through crypto:
- Time Magazine partnered with Crypto.com to accept cryptocurrency for subscriptions and special editions.
- Several independent news outlets and content creators accept crypto donations or offer premium access via blockchain wallets.
This empowers readers to support journalism directly while maintaining financial privacy.
Insurance Services
Even traditionally conservative industries are testing the waters:
- Metromile, a pay-per-mile auto insurer, began accepting Bitcoin payments — offering policyholders greater flexibility in how they manage premiums.
Though still limited in scope, this marks an important step toward broader financial inclusion.
Movie Tickets
Starting in 2022, AMC Theatres began allowing customers to purchase movie tickets online using Bitcoin, Ethereum, Dogecoin, and Shiba Inu. This move expanded access for crypto holders looking to enjoy entertainment without converting to fiat first.
Commercial Space Travel
In one of the most futuristic applications, Virgin Galactic has accepted Bitcoin for spaceflight reservations — famously sold to the Winklevoss twins. While still experimental, this highlights the potential for crypto to facilitate high-value, cross-border transactions in emerging markets.
Where to Eat: Restaurants Accepting Cryptocurrency
Dining out with crypto is no longer science fiction. Several major restaurant chains now accept digital currencies:
- Chipotle: Accepts over 98 cryptocurrencies through its partnership with Flexa, making it one of the most crypto-inclusive fast-casual chains globally.
- Burger King: Locations in Paris accept BTC and other coins via Binance Pay. The brand previously launched its own token, WhopperCoin, as part of a marketing campaign.
- Subway: Has accepted Bitcoin since 2013 in various international outlets, with some locations leveraging the Lightning Network for instant settlements.
These examples show how everyday consumer experiences are becoming increasingly compatible with decentralized finance.
👉 See which popular restaurants near you might accept crypto payments today.
You can also use platforms like Yelp, which offers an “Accepts Bitcoin” filter to help locate nearby businesses that welcome digital currency — perfect for travelers or local explorers alike.
Tax Implications of Spending Cryptocurrency
It's crucial to understand that spending cryptocurrency is a taxable event in many jurisdictions, including the United States.
When you use crypto to buy goods or services, the IRS treats it as a disposal of property. This means you may owe capital gains or losses based on the difference between your purchase price (cost basis) and the market value at the time of spending.
Example Scenario:
Jaime buys $1,000 worth of BTC.
Later, when BTC is valued at $1,300, Jaime uses it to buy a guitar.
Result: Jaime realizes a $300 capital gain, which must be reported on their tax return.
Keeping accurate records of all transactions — including dates, values in fiat, and wallet addresses — is essential for compliance. Tools like portfolio trackers and tax software help automate this process.
Frequently Asked Questions
Can I use cryptocurrency anywhere?
Not yet universally, but adoption is expanding rapidly. With a crypto debit card, you can spend digital assets anywhere Visa or Mastercard are accepted. For direct payments, availability depends on merchant support.
Does Amazon accept cryptocurrency?
As of 2025, Amazon does not directly accept cryptocurrency. However, you can use third-party gift card services that allow you to pay with crypto and redeem on Amazon.
How do I convert cryptocurrency to cash?
You can convert crypto to cash through exchanges (like OKX), peer-to-peer platforms, or ATMs. Alternatively, using a crypto debit card instantly converts your holdings at checkout.
Can I send Bitcoin via Cash App?
Yes, Cash App supports Bitcoin transactions within its platform, allowing users to send and receive BTC easily. However, withdrawals may require identity verification.
Is spending crypto safe?
Spending crypto is generally secure when using reputable wallets, exchanges, or payment processors. Always enable two-factor authentication and avoid sharing private keys.
Are there fees when spending cryptocurrency?
Yes — transaction fees vary depending on network congestion and payment method. Crypto debit cards may charge conversion or foreign exchange fees, so review terms carefully.
👉 Start using your cryptocurrency for real-world purchases — securely and seamlessly.
Final Thoughts
The list of things you can buy with cryptocurrency continues to grow — from daily essentials to life-changing experiences like space travel. With tools like crypto debit cards and increasing merchant adoption, turning digital assets into tangible value has never been easier.
As infrastructure improves and regulatory clarity increases, we can expect even wider integration across retail, finance, and lifestyle sectors. Whether you're a long-term holder or active spender, now is the time to explore the practical utility of your crypto portfolio.