Buying cryptocurrency through peer-to-peer (P2P) trading gives you control over your terms, from pricing to payment methods. By creating a custom buy offer, you can attract sellers who match your preferences and trade on your terms. Whether you're new to P2P platforms or looking to refine your strategy, this guide walks you through the process step by step—helping you set up a competitive, secure, and effective offer.
The key to a successful offer lies in clarity, pricing strategy, and trust-building. Below, we break down each stage of creating a buy offer with practical insights and best practices.
Step 1: Choose Your Payment Method and Currency
To begin, log in to your account and click Create an Offer. Select the cryptocurrency you'd like to purchase and choose the Buy option. This will take you to the setup page where customization begins.
Selecting the Right Payment Method
Next, pick your preferred payment method—this could include bank transfers, mobile money, digital wallets, or cash deposits. Your choice impacts which currencies are available, so select wisely based on convenience and accessibility.
From the Preferred currency dropdown, choose the fiat currency you’ll use for the transaction (e.g., USD, EUR, NGN). Keep in mind:
Each offer supports only one currency. This prevents confusion and reduces trade errors during transactions.
If you're using bank transfers, enter your bank name and the country where your account is registered. This information appears publicly and helps potential trading partners verify compatibility before initiating a trade.
👉 Discover how easy it is to start buying crypto with flexible payment options.
Once all details are confirmed, click Next Step to move forward.
Step 2: Set Your Trade Pricing Strategy
Pricing is one of the most important aspects of your offer. A well-balanced price attracts sellers while protecting your profit margin or budget.
Choose Between Market Price and Fixed Price
You have two pricing models:
- Market Price: The rate adjusts automatically based on real-time market data from major exchanges like Coinbase, Bitstamp, and Bitfinex. This ensures your offer stays competitive as prices fluctuate.
- Fixed Price: You lock in a specific rate at the time of creation. This option provides predictability but isn’t available for stablecoins like USDT due to their pegged value.
Note: Fixed pricing helps avoid surprises during volatile markets—but use it strategically to remain attractive to traders.
Adjust Your Margin
Enter a percentage in the Margin field to define your desired earnings or discount. For example:
- A +2% margin means you’re offering to buy at 2% above the current market rate—making your offer more appealing to sellers.
- A -1% margin means you’re offering slightly below market value, which may reduce visibility unless other terms are favorable.
You’ll see a live preview of how your margin affects the final price. This transparency helps align your expectations with market reality.
Avoid setting extreme margins just to draw attention, then renegotiating later. This violates platform policies and damages reputation.
Define Trade Limits
Set a minimum and maximum trade amount in your selected fiat currency. These limits determine how much crypto you’re willing to buy per transaction.
You can:
- Set a range (e.g., $50–$500)
- Or select Use exact amount for precise targeting
Once a trade starts, the equivalent BTC amount is held in escrow—ensuring security for both parties.
Set an Offer Time Limit
Specify how many minutes a seller has to confirm payment after initiating a trade. Common timeframes range from 15 to 60 minutes.
If the seller doesn’t click Paid within this window, the trade cancels automatically—protecting you from indefinite holds on funds.
Review all settings carefully, then proceed to the next step.
Step 3: Customize Trade Instructions and Settings
This section shapes how your offer appears and functions. Clear communication builds trust and reduces disputes.
Add Offer Tags and Labels
Use Offer tags from the dropdown menu to categorize your offer. Examples include:
- Instant payment
- Long-term buyer
- All bank transfers
These appear next to your payment method in search results, helping users quickly identify relevant offers.
In the Your offer label field, add short descriptive phrases such as:
- Quick release
- Receipt required
- No ID verification
Note: For bank transfer offers, your bank name will display instead of a custom label.
Write Clear Offer Terms
In the Offer terms for the seller field, outline any requirements clearly:
- Do you need a photo ID?
- Is a payment receipt mandatory?
- Are there special steps the seller must follow?
Keep it concise but thorough. Good terms reduce misunderstandings and speed up trade completion.
👉 Learn how clear communication boosts trading success on P2P platforms.
Provide Step-by-Step Trade Instructions
Once a trade begins, your counterparty will see instructions from the Trade Instructions field. Include:
- How to send payment
- What details to include (e.g., reference number)
- When and how you’ll release crypto
Well-written instructions improve user experience and minimize delays.
Advanced Offer Settings for Better Control
Click Advanced options to fine-tune visibility and security:
- Target country: Focus on traders from specific regions.
- Offer visibility: Restrict your offer to users on your trusted list.
- Minimum trades required: Require counterparties to have a minimum number of completed trades.
- Fiat limit for new accounts: Cap transaction amounts for new or low-reputation users.
- Country-based restrictions: Show or hide your offer based on user location (via IP detection).
- Proxy/VPN settings: Allow or block users connecting via anonymized networks.
- Working hours: Schedule when your offer is active—ideal if you’re not available 24/7.
These tools help reduce risk and improve trade quality.
After reviewing everything, click Create Offer. Your offer will appear on your dashboard, ready for management.
You can edit your offer anytime before a trade starts. Once active, no changes are allowed.
Frequently Asked Questions (FAQ)
Q: Can I change my offer after it’s live?
A: Yes—but only before a trade begins. Once someone accepts your offer, it becomes locked for security reasons.
Q: Why can’t I use fixed pricing for USDT?
A: Stablecoins like USDT are designed to maintain a consistent value relative to fiat currencies. Fixed pricing could lead to arbitrage opportunities or unfair advantages, so it's disabled for these assets.
Q: How do margins affect my offer's visibility?
A: Offers with competitive margins (slightly above market rate when buying) tend to get more attention. Extremely low or high margins may deter traders or trigger policy violations.
Q: What happens if a buyer doesn’t pay on time?
A: The trade automatically cancels when the payment timer expires, releasing any held cryptocurrency back to you.
Q: Should I enable identity verification?
A: Enabling verification adds a layer of trust by requiring users to confirm their identity. However, it may reduce the number of eligible traders, especially in privacy-focused communities.
Q: Can I create multiple offers with different terms?
A: Absolutely. Many experienced traders run several offers simultaneously—each tailored to different payment methods, regions, or price points.
Final Tips for Success
Creating a strong buy offer is about balancing attractiveness with safety. Use realistic pricing, clear instructions, and smart filters to attract reliable trading partners.
Remember: every interaction contributes to your reputation. Consistent, fair trading builds long-term trust—and opens doors to faster, smoother deals.
Whether you're building a portfolio or entering the crypto space for the first time, taking control of your buying terms puts you in the driver’s seat.
👉 Start building your own crypto offers today with a secure and scalable platform.
By mastering the art of offer creation, you gain flexibility, security, and confidence in every trade.