Buying cryptocurrency has become increasingly accessible, especially with user-friendly payment methods like Apple Pay. Among the world’s leading platforms, Binance stands out as a top-tier cryptocurrency exchange serving over 200 million users globally. It supports a wide range of digital assets and financial products, including spot trading, derivatives, and more.
One of the most convenient ways for beginners to enter the crypto market is by using Apple Pay to purchase digital currencies on Binance. This guide walks you through the complete process—from account setup to final purchase—with clear, step-by-step instructions. We'll also cover fees, tips for reducing costs, and important considerations to help you make informed decisions.
👉 Discover how to start buying crypto securely today.
Why Use Apple Pay to Buy Crypto on Binance?
Apple Pay offers a fast, secure, and familiar way to fund your Binance account. Since it’s linked directly to your credit or debit card, it enables instant transactions without needing bank transfers or third-party processors. For new investors, this method lowers the barrier to entry and speeds up the onboarding process.
Moreover, Apple Pay uses tokenization and biometric authentication (Face ID or Touch ID), adding an extra layer of security compared to manually entering card details.
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Step 1: Create a Binance Account
Before you can use Apple Pay, you must first register on Binance. If you haven’t already done so:
- Download the Binance app from the App Store.
- Open the app and tap “Register” to create an account.
- Provide your email address and set a strong password.
- Complete phone verification to secure your account.
Once registered, log in and proceed to the next steps.
Note: Always access Binance through official channels to avoid phishing scams.
Step 2: Navigate to 'Buy Crypto' Section
After logging in:
- On the Binance app homepage, scroll down and tap “More”.
- Select “Buy Crypto” from the menu options.
This section serves as the gateway for all fiat-to-crypto purchases, including those via Apple Pay.
Step 3: Choose Amount and Currency (Recommended: BUSD)
In the Buy Crypto interface:
- Enter the amount you wish to spend in your local currency.
- Choose BUSD (Binance USD) as the target cryptocurrency.
BUSD is a stablecoin pegged 1:1 to the US dollar, making it ideal for beginners who want price stability when entering the market. Most trading pairs on Binance are priced in BUSD or USDT, so purchasing BUSD first gives you flexibility to trade for other cryptocurrencies later.
You’ll see the real-time conversion rate displayed—e.g., 1 BUSD = $1.00 USD.
👉 Learn how stablecoins can help protect your investment value.
Step 4: Select Apple Pay as Payment Method
Now comes the key step:
- Under payment options, select Apple Pay.
- Confirm your choice and proceed.
If this is your first time using Apple Pay on Binance, you may be prompted to complete additional identity verification.
Step 5: Complete Identity Verification (KYC)
To comply with global financial regulations, Binance requires users to complete Know Your Customer (KYC) verification before using certain services—including Apple Pay purchases.
The process typically involves:
- Uploading a government-issued ID (e.g., passport or driver’s license)
- Taking a live selfie for facial recognition
- Waiting for approval (usually within minutes)
Once verified, you’ll gain access to higher transaction limits and additional features across the platform.
Step 6: Confirm and Finalize Your Purchase
Review all transaction details carefully:
- Amount in fiat currency
- Equivalent BUSD amount
- Transaction fee
- Payment method (Apple Pay)
If everything looks correct:
- Tap “Confirm”.
- Authenticate using Face ID, Touch ID, or your device passcode.
Upon success, the purchased BUSD will appear in your Binance wallet instantly.
Are There Fees When Using Apple Pay on Binance?
Yes—there are two types of fees involved:
1. Binance Transaction Fee
- Binance charges approximately 2% when buying crypto via Apple Pay.
- This is slightly lower than the 3% fee for direct credit card payments.
2. Card Issuer Fees
- Your bank or credit card provider may charge an additional 1–1.5% foreign transaction fee, especially if your card is issued in a different country.
- These fees vary by issuer and card type.
💡 Pro Tip: To reduce costs, consider linking Apple Pay to a high-cashback or zero-foreign-fee credit card. However, note that some banks exclude cryptocurrency purchases from rewards programs—check your card’s terms before buying.
For larger deposits, alternative funding methods like bank transfer (SEPA, SWIFT) or P2P trading often offer lower or no fees.
Frequently Asked Questions (FAQ)
Q1: Is it safe to use Apple Pay on Binance?
Yes. Apple Pay adds an extra layer of security through device-level encryption and biometric authentication. Combined with Binance’s two-factor authentication (2FA), it’s one of the safer ways to buy crypto.
Q2: Can I buy any cryptocurrency directly with Apple Pay?
Not directly. You must first purchase a stablecoin like BUSD using Apple Pay, then trade it for other cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), etc.
Q3: Why do I need KYC verification for Apple Pay?
Regulatory requirements mandate identity checks for fiat gateways. KYC helps prevent fraud, money laundering, and unauthorized transactions.
Q4: How fast is the Apple Pay transaction on Binance?
Transactions are nearly instant—usually completed within seconds after authentication.
Q5: Does Binance support other mobile payment options?
Yes. In addition to Apple Pay, Binance supports Google Pay, credit/debit cards, bank transfers, and P2P trading depending on your region.
Q6: Can I withdraw funds back to Apple Pay?
No. Apple Pay is only supported for inbound purchases. To withdraw funds, use bank transfer, P2P, or convert crypto to a supported withdrawal method.
👉 Explore secure ways to manage your crypto portfolio now.
Final Thoughts: A Beginner-Friendly Gateway to Crypto
Using Apple Pay on Binance is an excellent option for newcomers looking for a quick, intuitive way to enter the cryptocurrency market. With minimal steps, strong security, and instant settlements, it removes much of the friction associated with traditional banking integrations.
However, due to transaction fees, it's best suited for smaller, experimental investments rather than large-scale funding. As you grow more confident, explore lower-cost deposit methods like bank transfers or P2P trading.
Remember: Cryptocurrency investments carry high risk. Prices can be extremely volatile, and past performance does not guarantee future results. Always conduct thorough research before investing any money.
By combining ease of use with robust platform features, Binance continues to lead the industry—and Apple Pay makes that experience even smoother for iOS users worldwide.