Cryptocurrency exchanges like Huobi, Binance, and OKX rank among the largest and most profitable platforms in the digital asset industry. These platforms reportedly generate hundreds of millions of dollars in monthly revenue—much of it driven by trading fees.
But here’s the good news: you don’t have to pay full price. There’s a smart, cost-effective way to reduce your trading costs significantly—using point cards, especially on Huobi. Yet, surprisingly, many users remain unaware of how powerful these tools can be.
This guide will explain exactly how Huobi point cards work, how they help you save on fees, and how you can use them strategically to maximize savings across trading and leveraged positions—all while maintaining security and efficiency.
What Are Huobi Point Cards?
At its core, a Huobi point card (often referred to simply as a "point" or "pts") is a prepaid credit that can be used to offset various types of fees on the Huobi exchange. Each point is equivalent to 1 USDT worth of fees, but you can typically acquire them for far less—sometimes as low as 0.5 USDT per point, effectively cutting your fee burden in half.
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This makes point cards one of the most underrated yet effective ways to boost net returns, especially for active traders, arbitrageurs, or those managing leveraged positions.
Key Benefits of Using Huobi Point Cards
1. Offset Trading Fees Automatically
Every time you execute a trade on Huobi—whether buying or selling cryptocurrency—you incur a trading fee, usually around 0.2% (2‰). For high-frequency traders or large-volume investors, this adds up quickly.
With point cards, your account will automatically deduct points instead of USDT when paying these fees. For example:
- If your trade incurs $10 in fees, and you have at least 10 points in your wallet, the system uses 10 points.
- No real-money deduction occurs.
Even if your transaction fee is paid in another cryptocurrency (like BTC or EOS), the system converts the fee into its USDT equivalent and deducts the corresponding number of points.
This seamless integration means you save without changing your trading behavior.
2. Reduce Leveraged Trading Interest Costs
If you engage in margin or leveraged trading, interest accrues based on your loan amount and duration. Here's where point cards shine again: they can also be used to cover interest payments on borrowed funds.
For example:
- You borrow 17,000 USDT at a daily rate of 0.1% for 3 days.
- Total interest = 17,000 × 0.1% × 3 = 51 USDT.
- With 51 points in your account, the system deducts exactly 51 points, not cash.
⚠️ Important: This only applies during regular interest deductions. If you repay early, the platform may not allow point card usage for that specific payment.
Still, for ongoing leveraged positions, this feature offers consistent savings over time.
3. Buy Low, Save More: Where to Get Discounted Point Cards
While Huobi officially sells point cards at up to 0.8 USDT each (20% discount), experienced traders rarely buy them at face value.
Instead, they turn to peer-to-peer (P2P) markets where surplus point cards—often acquired during promotions or platform campaigns—are resold at steep discounts, sometimes as low as 0.5 USDT per point (50% off).
These secondary market deals come from early adopters, promotional giveaways, or institutional holders liquidating unused credits. The result? You pay half the price for full-value fee credits.
And yes—this process is secure.
Huobi provides an official point card transfer system accessible via the “My Points” section on both web and mobile apps. Transactions occur within the platform’s ecosystem, minimizing fraud risk and ensuring smooth transfers.
Frequently Asked Questions (FAQ)
Q: Can I use point cards on exchanges other than Huobi?
A: While Huobi has its own point card system, similar mechanisms exist on other platforms. For instance, OKX offers fee-reduction tools through its native ecosystem and partner programs.
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Q: Are discounted point cards safe to buy from third parties?
A: Yes—as long as you use Huobi’s built-in transfer system. Avoid off-platform transactions or sharing account details. Stick to verified P2P channels within the exchange.
Q: Do point cards expire?
A: Most Huobi point cards have expiration dates (typically 6–12 months). Always check validity before purchasing or using them.
Q: Can I earn points without buying them?
A: Occasionally, Huobi runs promotions, referral events, or airdrops that reward users with free points. Keep an eye on official announcements.
Q: Is there a limit to how many points I can use per transaction?
A: Generally, there’s no hard cap—the system will draw from your balance as long as sufficient points are available and the transaction qualifies.
Alternative Ways to Lower Trading Fees
Beyond point cards, there are additional strategies to reduce costs:
🔹 Referral Programs & Commission Sharing
Most exchanges—including Huobi and OKX—offer referral commissions, typically around 30% of the referred user’s trading fees.
Smart traders create multiple accounts (e.g., main + sub-accounts) and route trades through referred profiles to reclaim part of the fee spend.
Some advanced programs like Huobi Super Partner or OKX Affiliate Network offer even higher rebates—up to 35% or more—for high-volume promoters.
These systems reward user growth and loyalty, making them ideal for community leaders or frequent traders looking to monetize their activity.
👉 Learn how top affiliates generate passive income while reducing their own trading costs.
Final Thoughts: Maximize Efficiency, Minimize Costs
In the fast-moving world of crypto trading, every basis point matters. What seems like a small fee can erode profits over time—especially with high turnover or leveraged exposure.
By leveraging Huobi point cards, buying them at a discount, and combining them with referral rebates, you can significantly lower your operational costs and improve overall trading efficiency.
Whether you're a beginner or a seasoned trader, integrating these tools into your routine is a simple yet powerful way to stay competitive.
Remember: it’s not just about making winning trades—it’s about keeping more of what you earn.
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