In a landmark move signaling broader adoption of digital currencies in traditional industries, Open House Group—one of Japan’s leading real estate firms—has begun accepting XRP as a valid payment method for property purchases. This development marks a significant shift in how high-value transactions can be conducted using cryptocurrencies, especially in one of Asia’s most advanced economies.
The integration of XRP into Open House Group’s payment system reflects growing confidence in blockchain-based assets beyond speculative trading. Alongside Bitcoin (BTC) and Ethereum (ETH), the company now also accepts Solana (SOL) and Dogecoin (DOGE), giving international investors multiple options to enter Japan’s real estate market using digital currency.
A Strategic Expansion in Crypto Payments
Open House Group first introduced cryptocurrency payments in January 2025 by enabling Bitcoin transactions. The positive response prompted the firm to expand its digital asset acceptance list within months. By mid-2025, Ethereum was added, followed by the inclusion of XRP, Solana, and Dogecoin.
👉 Discover how real estate is going digital with next-generation payment solutions.
This phased rollout demonstrates a well-thought-out strategy to accommodate diverse investor preferences while staying ahead of technological trends. Emi Yoshikawa, former Vice President of Strategy Initiatives at Ripple, confirmed the news on social media, highlighting Open House Group's forward-thinking approach and its alignment with the global momentum toward financial digitization.
Why XRP Stands Out in Real Estate Transactions
Among the supported cryptocurrencies, XRP holds particular relevance due to its reputation for fast settlement times and low transaction fees—two critical factors when dealing with large-scale property deals.
Unlike traditional bank transfers that may take days and involve multiple intermediaries, XRP transactions are typically confirmed in under four seconds, with minimal cost. For foreign buyers navigating cross-border regulations and currency conversions, this efficiency reduces friction and enhances accessibility.
Moreover, XRP's association with RippleNet and its compliance-focused framework makes it appealing to regulated businesses like real estate agencies operating under strict anti-money laundering (AML) guidelines. Open House Group’s decision to accept XRP underscores its potential not just as a tradable asset but as a functional tool in everyday commerce.
Meeting Demand from International Investors
Japan has long been an attractive destination for global real estate investment, known for its stable economy, advanced infrastructure, and vibrant urban centers such as Tokyo, Osaka, and Kyoto. However, purchasing property as a foreigner often involves complex banking procedures and delays.
By embracing crypto payments, Open House Group removes many of these barriers. Buyers from regions with limited access to Japanese banking systems or unfavorable exchange rates can now use digital assets to secure properties seamlessly.
This innovation is especially beneficial for tech-savvy millennials and institutional investors who already hold significant crypto portfolios. It also aligns with Japan’s progressive stance on digital finance—having recognized Bitcoin as legal tender years ago and maintained clear regulatory frameworks for crypto exchanges.
Broader Implications for the Real Estate Industry
The acceptance of multiple cryptocurrencies by a major real estate player like Open House Group could set a precedent across the industry. If successful, other firms may follow suit, accelerating the integration of blockchain technology into mainstream property markets.
Key benefits include:
- Faster transaction processing without reliance on slow interbank networks
- Lower fees compared to wire transfers or credit card payments
- Increased transparency through immutable blockchain records
- Global accessibility, allowing borderless investment opportunities
While challenges remain—such as price volatility and tax implications—using stablecoins or executing purchases during periods of market stability can mitigate risks.
👉 See how blockchain is transforming real estate ownership and investment models worldwide.
Frequently Asked Questions (FAQ)
Is paying for real estate with XRP legally recognized in Japan?
Yes. Japan has a well-established regulatory environment for cryptocurrencies. While the Land Registry still records ownership in fiat terms, using crypto as a payment method is legally permissible if both parties agree.
How does the payment process work?
Buyers initiate a cryptocurrency transfer to a designated wallet provided by Open House Group. The amount is calculated based on the property’s yen value and the real-time exchange rate at the time of transaction. Once confirmed on the blockchain, ownership documents proceed through standard legal channels.
Are there tax implications when buying property with crypto?
Yes. Cryptocurrency transactions are subject to capital gains tax in Japan. Investors must report any profit made between the time they acquired the crypto and when it was used for purchase.
Can I use partial crypto and partial fiat payment?
Currently, Open House Group requires full payment in cryptocurrency for deals utilizing digital assets. However, hybrid payment models may be explored in the future.
What happens if the crypto value drops during the transaction?
Transactions are executed at the prevailing market rate at the moment of confirmation. To prevent disputes, both parties lock in the exchange rate before initiating the transfer.
Which other cryptocurrencies are accepted besides XRP?
Open House Group accepts five major cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL), and Dogecoin (DOGE).
The Future of Crypto in Real Estate
Open House Group’s adoption of XRP and other digital currencies represents more than a payment option—it's a strategic pivot toward modernizing real estate finance. As blockchain technology matures and regulatory clarity improves, we’re likely to see more institutions adopt similar models.
Projects integrating tokenized real estate, where properties are fractionalized into tradable digital tokens, could further democratize access to high-value assets. Platforms leveraging smart contracts for automated escrow and title transfers are already emerging.
With over eight years of experience analyzing blockchain markets, industry experts note that real estate remains one of the last frontiers for crypto utility. Open House Group’s initiative may well serve as a blueprint for others.
👉 Explore the future of decentralized property investment and digital ownership.
Final Thoughts
The integration of XRP into Japan’s real estate market is not just symbolic—it’s practical, timely, and aligned with global digital transformation trends. As more businesses recognize the efficiency and inclusivity offered by cryptocurrencies, traditional financial boundaries will continue to blur.
For investors, this opens new doors to diversify portfolios across both digital and physical assets. For innovators, it proves that blockchain technology can solve real-world problems beyond speculation.
As adoption grows, one thing becomes clear: the future of property ownership is increasingly digital—and it’s already beginning in Japan.
Core Keywords: XRP, cryptocurrency real estate, Open House Group, crypto property purchase, digital currency Japan, blockchain real estate, XRP adoption