The Bybit Card, powered by Mastercard, is a next-generation crypto debit card that allows users to spend digital assets like BTC, ETH, USDT, XRP, USDC, and TON directly — no need to convert to fiat first. Whether you're shopping online, subscribing to services, or paying in-store (where supported), the Bybit Card bridges the gap between crypto holdings and everyday spending.
For users in Taiwan and other regions, the virtual card offers seamless integration with Apple Pay and Google Pay, enabling fast, secure, and rewarding transactions using your favorite cryptocurrencies.
👉 Discover how to unlock crypto-powered spending with a trusted platform.
Key Features of the Bybit Card
✅ Supported Use Cases
- Online purchases (via Apple Pay or Google Pay)
- In-store payments (with physical card where available)
- ATM withdrawals (physical card only)
🌍 Availability for Taiwan Users
- ✅ Virtual Bybit Card available
- ✅ Apple Pay & Google Pay integration supported
- ❌ Physical card not available (currently limited to EEA, Australia, Argentina)
This makes the virtual card an ideal choice for tech-savvy users who want to spend crypto on digital subscriptions, e-commerce platforms, or daily online services without needing a physical payment method.
Bybit Card Cashback Rewards: Up to 10% Back
One of the most compelling reasons to use the Bybit Card is its tiered cashback system, which rewards users based on their VIP level on Bybit. The higher your trading volume and account status, the greater your return — up to 10% cashback.
Standard Spending Rewards (By VIP Level)
| VIP Level | Points per $1 Spent | Monthly Points Cap | Cashback Rate | Max Monthly Reward |
|---|---|---|---|---|
| Non-VIP | 10 | 5,000 | 2.00% | 10 USDT |
| VIP 1 | 10 | 37,500 | 2.00% | 75 USD |
| VIP 2 | 10 | 75,000 | 2.00% | 150 USD |
| VIP 3 | 20 | 100,000 | 4.00% | 200 USD |
| VIP 4 | 30 | 150,000 | 6.00% | 300 USD |
| VIP 5 | 40 | 200,000 | 8.00% | 400 USD |
| Apex VIP | 50 | 300,000 | 10.00% | 600 USD |
🔁 Points Redemption Mechanism
- Every 500 points = 1 USDT
- Rewards are automatically credited to your Bybit funding account
- Can be used for future spending or trading
💥 Exclusive 100% Cashback on Popular Subscriptions
Bybit offers full cashback on select subscription services — effectively making them free if you maintain active usage:
- TradingView
- ChatGPT
- Netflix
- Spotify
- Amazon Prime
This benefit is especially valuable for professionals and creatives who rely on these tools monthly.
👉 Start earning high rewards while spending crypto — explore your options now.
How to Apply for the Bybit Virtual Card (Taiwan-Friendly)
Applying for a Bybit virtual card is quick and straightforward:
- Log in to the Bybit App and navigate to the "Card" section.
- Select "Apply for Virtual Card" (physical cards not available in Taiwan).
- Complete KYC Level 2 verification with valid ID documents.
- Wait for approval — usually instant.
- Deposit supported cryptocurrencies (BTC, ETH, USDT, XRP, USDC, TON) into your funding wallet.
- Link to Apple Pay or Google Pay and start spending.
No annual fees. No hidden costs. Just direct access to real-world crypto spending.
Fees & Spending Limits
Understanding fees and caps helps you maximize value and avoid surprises.
| Fee Type | Rate / Limit |
|---|---|
| Foreign Transaction Fee | 1.0% |
| Crypto Conversion Fee | 0.9% |
| ATM Withdrawal Fee | 2% (first withdrawal under $150 free) |
| Physical Card Issuance | 5 USDT |
| Annual Fee | Free |
| Single Transaction Limit | $5,000 |
| Daily Spending Limit | $5,000 |
| Monthly Spending Limit | $50,000 |
💡 Note: Payments are automatically deducted from your Bybit funding account in crypto, converted at point-of-sale to fiat currency.
ATM access is only available with the physical card — currently not accessible to Taiwan users.
Frequently Asked Questions (FAQ)
Q: Can I use the Bybit Card in Taiwan?
Yes! While the physical card isn’t available yet, Taiwan users can apply for the virtual Bybit Card and link it to Apple Pay or Google Pay for online and contactless payments.
Q: Which cryptocurrencies can I spend with the Bybit Card?
You can spend BTC, ETH, USDT, XRP, USDC, and TON directly through the card. These are automatically converted at checkout.
Q: How do I get cashback rewards?
Rewards are earned based on your VIP level and spending activity. Points accumulate with each transaction and are automatically converted to USDT when eligible.
Q: Is there a minimum spend requirement for rewards?
There’s no minimum for standard rewards. However, some promotions may require a minimum spend (e.g., $100) to unlock bonus incentives like referral bonuses.
Q: Does the Bybit Card support contactless payments?
Yes — once linked to Apple Pay or Google Pay, the virtual card supports NFC/contactless payments wherever these wallets are accepted.
Q: Are there any monthly fees?
No. The Bybit Card has no annual or monthly maintenance fees, making it cost-effective for regular use.
How to Link Your Bybit Card to Apple Pay
Taiwan users can enjoy mobile payments via Apple Pay with just a few steps:
Method 1: Direct Link via Bybit App
- Open the Bybit App
- Go to Card > Apple Pay
- Tap “Link Now” and follow verification prompts
Method 2: Manual Add via Wallet App
- Open Wallet on your iPhone
- Tap the + button in the top-right
- Choose “Debit or Credit Card”
- Enter your Bybit virtual card details
- Complete identity verification
- Done! Start using it instantly
Once added, you can use it for in-store tap-to-pay, online checkout, and app-based subscriptions.
👉 Want more flexibility with your digital assets? See how easy crypto spending can be.
Final Verdict: Is the Bybit Card Right for You?
If you hold USDT, BTC, ETH, or other supported cryptos and want to use them for daily expenses — especially digital subscriptions — the Bybit Card delivers strong utility and exceptional rewards.
For Taiwan residents:
- ✅ Full access to virtual card + Apple Pay
- ✅ High cashback rates (up to 10%)
- ✅ Zero annual fees
- ❌ No physical card or ATM access (for now)
As Bybit expands its financial services globally, more features — including broader regional availability — are expected in the coming years.
Whether you're a trader looking to utilize profits without selling crypto, or a digital nomad embracing borderless finance, the Bybit Card is a powerful tool in the modern crypto toolkit.
Stay ahead of the curve — embrace seamless crypto spending today.